{"id":10778,"date":"2025-12-14T22:27:55","date_gmt":"2025-12-14T22:27:55","guid":{"rendered":"https:\/\/horizonvibe.com\/?p=10778"},"modified":"2025-12-14T22:27:56","modified_gmt":"2025-12-14T22:27:56","slug":"social-security-announces-a-new-cost-of-living","status":"publish","type":"post","link":"https:\/\/horizonvibe.com\/?p=10778","title":{"rendered":"Social Security announces a new cost-of-living"},"content":{"rendered":"\n<p><strong>2025 Social Security COLA Overview<\/strong><\/p>\n\n\n\n<p>The Social Security Administration\u2019s 3.2% Cost-of-Living Adjustment (COLA)<\/p>\n\n\n\n<p>for 2025 aims to protect beneficiaries from inflation.<\/p>\n\n\n\n<p>While smaller than recent increases,<\/p>\n\n\n\n<p>it helps those for whom Social Security is a \u201cfinancial lifeline rather than supplemental income.\u201d<\/p>\n\n\n\n<p><strong>How the Increase Is Calculated<\/strong><\/p>\n\n\n\n<p>The COLA is based on inflation data from the CPI-W.<\/p>\n\n\n\n<p>Although inflation has cooled, essentials like food, housing, utilities, and healthcare remain costly.<\/p>\n\n\n\n<p>The adjustment is meant to \u201cpreserve stability, not provide extra financial comfort.\u201d<\/p>\n\n\n\n<p><strong>Who Benefits and By How Much<\/strong><\/p>\n\n\n\n<p>More than 70 million people will benefit automatically starting January 2025.<\/p>\n\n\n\n<p>Retirees will see an average monthly increase of about $50, with benefits rising to roughly $1,790\u2013$1,920.<\/p>\n\n\n\n<p>Disability and survivor benefits will also increase, helping offset rising expenses.<\/p>\n\n\n\n<p><strong>SSI and Ongoing Concerns<\/strong><\/p>\n\n\n\n<p>SSI payments will rise to $968 for individuals and $1,452 for couples.<\/p>\n\n\n\n<p>Still, advocates warn that healthcare and housing costs often outpace COLAs,<\/p>\n\n\n\n<p>urging beneficiaries to plan carefully for 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025 Social Security COLA Overview The Social Security Administration\u2019s 3.2% Cost-of-Living Adjustment (COLA) for 2025 aims to protect beneficiaries from inflation. While smaller than recent increases, it helps those for whom Social Security is a \u201cfinancial lifeline rather than supplemental income.\u201d How the Increase Is Calculated The COLA is based on inflation data from the&#8230;<\/p>\n","protected":false},"author":2,"featured_media":10779,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/posts\/10778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10778"}],"version-history":[{"count":1,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/posts\/10778\/revisions"}],"predecessor-version":[{"id":10780,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/posts\/10778\/revisions\/10780"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=\/wp\/v2\/media\/10779"}],"wp:attachment":[{"href":"https:\/\/horizonvibe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/horizonvibe.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}